Dear Rutgers Colleagues,
As part of our ongoing Planning for the Future education programming, we are pleased to announce the next series of webinars focused on Social Security and financial wellness. These webinars are intended to provide employees with the tools and education necessary to manage finances and help make the best financial decisions for themselves, their families, and their futures. Webinars are available to all Rutgers employees and are free of charge.
We also want to remind you that our financial investment carriers are also available to meet with you individually, either in-person or virtually. For more information, please visit the Financial Carrier Consultations webpage.
Below is a list of upcoming Planning for the Future webinars and links to register.
| Webinar Topics and Registration Links | Short Description |
|---|---|
|
Deferred Compensation Presented by Empower (formerly Prudential) |
This session will discuss deferred compensation and provide information regarding the opportunity to voluntarily shelter a portion of your wages from federal income taxes while saving for retirement. |
|
Planning for Retirement Presented by MetLife |
This session outlines a retirement strategy that includes assets and income alignment (4 Box Strategy®). Also discusses the importance of envisioning your retirement, estimating your budget, and building your nest egg. Risks during retirement are also highlighted. |
|
Voya Cares Presented by Voya |
We could all use a little help planning for the future – and when you have special needs to consider, knowing where to start and what resources are available can be one of the biggest challenges. We’re committed to helping all Americans retire better and making a positive impact in the lives of people with disabilities as well as their families and caregivers. Visit Voya Cares to learn more. State of NJ - Department of the Treasury - NJDPB | Alternate Benefit Program. |
|
Retirement Readiness Presented by MetLife |
This session outlines important things to consider – before retirement – including from a financial perspective (income, government benefits, taxes), an organizational perspective (simplify and consolidate), and an emotional perspective (social, support, health & wellness). Alignment of income and expenses is also discussed. |
|
Get a head start on your Future Presented by TIAA |
We will walk through the importance of saving and the benefits and opportunities available to you in your plan. |
|
Understanding Social Security Presented by MetLife |
Provides an overview of Social Security and how it works, including eligibility and Primary Insurance Amount, filing options, the importance of timing, and spousal benefits. Also discusses implications of working after beginning to collect benefits and other considerations that can impact filing decisions. |
|
Steps to help secure your income in retirement: A mid-career check-in Presented by TIAA |
Take stock of where you are at this critical checkpoint and use retirement-saving strategies to better balance competing financial priorities |
|
Financial Literacy Education Presented by Voya |
Financial Literacy is a broad overview of important financial information. Whether you’re buying a cell phone or a home, learn how credit affects you and how to retain or improve your rating. Explore the importance of having a banking relationship or what a college education means to you and your children. Last but never least, the importance of retirement planning is covered. |
|
Social Security Presented by Empower (formerly Prudential) |
When it comes to retirement planning, what you don't know about Social Security could hurt you. Learning all you can about your future Social Security benefits today can give you a more financially secure tomorrow. Topics covered include your eligibility for Social Security benefits, how the Social Security Administration calculates your benefits, maximization strategies that can help you get the most out of your Social Security benefits, spousal benefits and valuable tips for incorporating what you've learned about your future Social Security benefits. The webinar is approximately one hour in duration including a Q&A period. |
|
Tax Planning Presented by Corebridge |
Helps attendees gain a basic understanding of types of taxes and tax planning strategies. |
|
|
|
Roth vs Pretax Presented by Empower (formerly Prudential) |
This webinar will explore the two contribution types that are available in both the ABP/ACTS 403(b) plan and the NJ State Employees Deferred Compensation Plan or 457(b) plan: traditional before-tax contributions and Roth after-tax contributions. A representative from Empower, formerly Prudential, will:
|
|
Retirement Review Presented by Voya |
Retirement can seem like a life-time away. However, the sooner you start planning, the more prepared you'll be to enjoy life in retirement. Learn what you can be doing today to prepare for tomorrow. |
|
Take control of your financial life: 5 steps to save money and manage debt Presented by TIAA |
Learn more about your Medicare, Health Savings Account and long-term care benefits for today and tomorrow. |
|
ABP Retirement Planning Overview Hosted by UHR |
For members of the ABP retirement system who are contemplating retirement within the next 6 months. |
|
PERS/PFRS Retirement Seminars Hosted by the NJ Division of Pensions and Benefits |
A variety of webinars for employees enrolled in both PERS and PFRS. Visit the NJ Division of Pensions and Benefits Webinars page to view the options and to register. |
We also encourage you to take advantage of our wellness resources on the UHR Wellness website and access many of the wellness seminars previously offered by visiting the Rutgers Employees First Webinar Series website.
Sincerely,
Vivian Fernández
Senior Vice President for Human Resources